Ontario Health Premium

What’s in this article?


What is this?

The Ontario Health Premium is a premium paid by Ontario residents through their provincial income taxes to help fund the health services offered by the province. Because the premium is based on income, anyone whose taxable income is over $20,000 is required pay the premium; those whose taxable income falls below the $20,000 threshold is exempt from paying the premium. The amount you are required to pay is calculated on form ON428.

Ontario Government says…

Individuals who do not have taxes deducted at source or make instalment payments pay the premium when they file their personal income tax and benefit return.

Self-employed individuals who remit tax by instalments must include an estimated amount for the Ontario Health Premium. Instalment interest may be charged if these instalment payments are insufficient.

Seniors who receive pension income of more than $20,000 a year will have the premium deducted at source along with other taxes. Seniors who receive income from other sources that are not subject to tax withholdings may wish to request an increase in the amount of tax withheld from their pensions by designating an additional amount on form TD1ON.


Am I eligible?

You will have to pay the Ontario Health Premium if:

  • You were a resident of Ontario as of December 31st; and
  • Your taxable income is at least $20,000


Where do I claim this?

H&R Block’s tax software will automatically apply this premium to your return provided you meet the eligibility requirements.


Where can I learn more?